Who we are

XTB is a financial institution with Polish origins and a global footprint. Through the XTB mobile application and online platform, we offer over 2 million clients worldwide instant access to international financial markets.

Our business model combines traditional brokerage services with state-of-the-art technology, enabling our clients’ capital
to work more securely and more efficiently.

Our App

We continue to enhance our proprietary investment application
by introducing new products that enable our clients to manage their investments—both actively and passively.

The XTB app is not only a place to invest, but also a comprehensive hub for market analysis and education. We offer an extensive library of training materials, webinars, and courses to help our clients become better investors, regardless of their level of experience.

Our ambition is for the XTB app to become the most widely chosen all-in-one investment application for investors in Europe and around the world.

 

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Mockup telefonu z widokiem aplikacji mobilnej

Our products

The offer of investment products available in the XTB app, meets the needs of various groups of investors. XTB clients have the possibility to invest in:

  • Stocks
  • Investment Plans
  • Interest
  • Pension Saving Products
  • ETPs
  • eWallet
  • CFDs
  • Fractional Rights

Our clients

  • Ikona: Klienci indywidualni

    Retail Clients

    individuals and legal entities



    - financial instruments trading services
    - access to a diverse portfolio of investment products
    - services provided under the XTB brand

  • Ikona: Klienci instytucjonalni

    Institutional Clients

    legal entities



    - ensuring liquidity of trading in financial instruments
    - providing trading infrastructure to other entities that provide financial instrument trading services under their brand for their own clients
    - services provided under X Open Hub brand

Our business model focuses on the person as the recipient of our services and closely aligns with the directions and objectives of the Group’s adopted sustainable development strategy. Its primary goal is to provide clients with modern solutions that enable them to achieve their investment objectives through instant access to financial markets worldwide.

XTB’s client base primarily consists of individual investors. We have also created the X Open Hub (XOH) brand, under which we provide services to institutional clients, offering cutting-edge trading technology, multi-asset liquidity, integration capabilities with their systems, and advanced analytical tools to support investment decision-making processes.

Our global reach

XTB is headquartered in Poland, where the majority of its operations are based, but we operates as a global brand. Through our international branches and subsidiaries, we operate successfully across the financial markets of Europe, the Middle East, Latin America, as well as South Asia and Oceania.

  • Belize
  • Chile
  • Cyprus
  • Czech Republic
  • France
  • Spain
  • Germany
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Hungary
  • The United Kingdom
  • Włochy
  • Zjednoczone Emiraty Arabskie

Our timeline

2025

Launched PEA account for clients in France.
Launched IKZE account for clients in Poland.

Opened a second office in Dubai.
Expansion of operations in Chile.

2024

Reached the milestone of 1 million clients.

Launched:
- retirement account IKE in Poland,
- long-term tax-efficient ISA account in the UK,
- and eWallet service with multi-currency card.

Entered the Indonesian market via a subsidiary.

2023

Introduced new products:
- Investment Plans,
- Interest on Free Funds,
- Fractional Rights.

Rebranded as XTB Online Investing.

2021

Obtained a license from the Dubai Financial Services Authority and opened an office in Dubai.

2018-2020

Expanded the product offering in international markets to include stocks and ETPs.

2017

Entered non-European markets: established a subsidiary in Chile and acquired a company in Belize.

2016

Debuted on the regulated market of the Warsaw Stock Exchange.

Appointed XTB’s first brand ambassador, marking the start of the strategic transformation into a global brand.

2013 - 2014

Created the xStation platform – developed proprietary trading technology based on the latest innovations.

Released the first version of the mobile app and entered the fintech market segment.

Launched a subsidiary in Cyprus.

2012

Launched X Financial Solutions (now: X Open Hub), dedicated to institutional clients.

2010

Official sponsor of the McLaren Mercedes Formula 1 team.

Opened branches in the United Kingdom and Turkey.

2009

Rebranding and transition to XTB Online Trading.

2008

International expansion: opened branches in Slovakia, Spain, Romania, and Germany.

2007

Opened the first foreign branch in the Czech Republic XTB became a member of the Warsaw Stock Exchange and the National Depository for Securities.

2005

Obtained a brokerage license from the Polish Financial Supervision Authority (KNF).

2004

Establishment of X-Trade Brokers S.A.

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